On this page of StockholderLetter.com we present the latest annual shareholder letter from JACK HENRY & ASSOCIATES INC — ticker symbol JKHY. Reading current and past JKHY letters to shareholders can bring important insights into the investment thesis.
Honoring the Past, Embracing Our Future
who we are A well-rounded financial technology company that strengthens connections between financial institutions and the people and businesses they serve.
Here s to 50 more years! thank you to our associates, clients, and shareholders 2 2 0 2 6 A N N U A L R E P O RT 2 0 2 6 A N N U A L R E P O RT 2
Table of Contents 3 Financial Highlights 4 Shareholders Letter 8 50 Years: Honoring the Past, Management s Discussion 45 Quantitative and Qualitative 46 Financial Statements and 76 Board of Directors and and Analysis Disclosures About Market Risk Embracing Our Future 21 Financials 34 Market for Registrant s 35 Performance Graph 2 36 Common Equity 2 0 2 6 A N N U A L R E P O RT Supplementary Data Executive Officers Commemorating Jack Henry s 50th anniversary, President and CEO Greg Adelson and a group of associates and board members rang the Nasdaq closing bell in May 2026.
Financial Highlights (in millions except per share data) revenue diluted earnings net income per share 2 0 24 $2,216 2 0 24 $382 2 0 24 $5.23 2025 $2,375 2025 $456 2025 $6.24 2026 $2,544 2026 $503 2026 $6.98 $1,900 $2,100 $2,300 $0 $2,600 $100 return on shareholders equity $200 $300 $400 $0 $500 $600 $1 $2 $3 $4 $5 $6 $7 $8 Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA)* NOPAT return on invested capital* 2 0 24 22.1% 2 0 24 19.4% 2 0 24 $689 2025 22.9% 2025 21.5% 2025 $773 2026 24.0% 2026 23.2% 2026 $848 0% 5% 10% 15% 20% 25% 30% 35% 0% 5% 10% 15% 20% 25% 30% 35% $200 $300 $400 $500 $600 $700 $800 $900 * For non-GAAP reconciliation, see page 74. 2 0 2 6 A N N U A L R E P O RT 3
 • shareholder letter icon 10/2/2026 Letter Continued (Full PDF)
 • stockholder letter icon 10/5/2023 JKHY Stockholder Letter
 • stockholder letter icon 10/3/2024 JKHY Stockholder Letter
 • stockholder letter icon 10/2/2025 JKHY Stockholder Letter
 • stockholder letter icon More "Information Technology Services" Category Stockholder Letters
 • Benford's Law Stocks icon JKHY Benford's Law Stock Score = 95


JKHY Shareholder/Stockholder Letter Transcript:

Honoring the Past,
Embracing Our Future

who we are
A well-rounded financial technology company that
strengthens connections between financial institutions
and the people and businesses they serve.

Here   s to 50 more years!
thank you to our associates, clients, and shareholders
2

2 0 2 6 A N N U A L R E P O RT
2 0 2 6 A N N U A L R E P O RT     2

Table of Contents
3
Financial Highlights
4
Shareholders    Letter
8
50 Years: Honoring the Past,
Management   s Discussion
45
Quantitative and Qualitative
46
Financial Statements and
76
Board of Directors and
and Analysis
Disclosures About Market Risk
Embracing Our Future
21
Financials
34
Market for Registrant   s
35
Performance Graph
2
36

Common Equity
2 0 2 6 A N N U A L R E P O RT
Supplementary Data
Executive Officers
Commemorating Jack Henry   s 50th anniversary,
President and CEO Greg Adelson and a group of associates and
board members rang the Nasdaq closing bell in May 2026.

Financial Highlights
(in millions except per share data)
revenue
diluted earnings
net income
per share
2 0 24
$2,216
2 0 24
$382
2 0 24
$5.23
2025
$2,375
2025
$456
2025
$6.24
2026
$2,544
2026
$503
2026
$6.98
$1,900
$2,100
$2,300
$0
$2,600
$100
return on
shareholders    equity
$200 $300
$400
$0
$500 $600
$1
$2
$3
$4
$5
$6
$7
$8
Earnings Before Interest,
Taxes, Depreciation, and
Amortization (EBITDA)*
NOPAT return on
invested capital*
2 0 24
22.1%
2 0 24
19.4%
2 0 24
$689
2025
22.9%
2025
21.5%
2025
$773
2026
24.0%
2026
23.2%
2026
$848
0%
5%
10%
15%
20%
25%
30%
35%
0%
5%
10%
15%
20%
25%
30% 35%
$200 $300 $400 $500 $600 $700 $800 $900
* For non-GAAP reconciliation,
see page 74.
2 0 2 6 A N N U A L R E P O RT

3


shareholder letter icon 10/2/2026 Letter Continued (Full PDF)
 

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